“90% of Insurers Want to Invest in AI” – CerebrumX AI & Insurance Survey 2023 Check Now

AI for Auto Insurance
Reinventing Personalized
Auto Insurance

Get historical and real-time data intelligence to meet your customers’ changing needs in a competitive and profitable way





Connected Vehicles Coverage




Miles Covered



Why Connected Vehicle Data Matters

Here’s how CEREBRUMX connected vehicle data transforms your business

Multiple OEMs, Single Interface

Access to rich data from multiple OEMs, smartly cumulated at a single place

No Additional Hardware

Get rid of cables, zip ties and multiple devices, that lead to reduced uptime


No CAPEX, Upfront pricing, scaling benefits and optimised OPEX

Authentic and Quality Data

Get richer real-time actionable data insights

No Sourcing Headaches

Stay away from multiple contracts, price books and shipment delays

Reduced Onboarding & Installation Time

Avoid downtime delays and installation coordination headaches

Discover our Product Offerings

Transform Connected Car Insurance with AI-Powered  Vehicle Data Analytics

Utilize the power of connected vehicle data to mitigate your risk exposure and quickly launch compelling Usage-Based Insurance programs that are both personalized and profitable for your policyholders.

Pay As You Drive (PAYD)

Offer premiums based on how much users drive & when they drive

Pay How You Drive (PHYD)

Offer personalized auto-insurance plans

Collision Event

Collision data helps in forensics and claim settlement

Augmented Data

Get vehicle’s panoramic Information Impacting Vehicle Usage

Historical Data

Access driver’s historical data up to 6 months old


Pay as you drive (PAYD) – Intelligent Connected Car Auto Insurance

Verify Vehicle Mileage Instantly & Accurately

  • Charge customers based on vehicle usage
  • Offer customized insurance plans, based on Miles covered
  • Facilitate policy-renewal, maintenance & discount alerts

Attributes we collect

Odometer readings

Pay how you drive (PHYD) Auto Insurance

Monitor Behavioral Mobility Risk for Smarter Pricing & Personalized Plans

  • Monitor driver skills & behavior to know how they drive
  • Reward safe driving practices with lower premiums
  • Emphasize on safe driving practices by penalizing distracted behavior

Attributes we collect

Rapid Acceleration

Harsh Braking


Over speeding

Safety Belt Usage

Trip details

Collision_Insurance (2)

Collision Data for Connected Car Auto Insurance 

Collision data helps in forensics and claim settlement

  • Access crash summary data
  • FNOL Analysis
  • Understand the cause and effect of accidents
  • Unlock ADAS data for collision assistance

Attributes we collect

Airbag Status

Collision Severity

Event Date and Time

Event Location



Obtain Panoramic Information Directly Impacting Vehicle Usage

  • Get access to weather data, digital signage, traffic signals, etc.
  • Contextualize driver’s on-road behavior and vehicle handling
  • Ensure drive security through theft alert & tracking
  • Accurately formulate policy costs

Attributes we collect


Traffic Signals

Digital Signage

And many more..


Historical Data for Auto insurance companies

Improve Time-to-Market With Access-Ready Data (3-6 Months)

  • Get your hands on driver data from the get go
  • Offer dynamic pricing models
  • Conduct risk assessment & analysis

Attributes we collect

Rapid Acceleration

Harsh Braking


Odometer readings

Over speeding

Safety Belt Usage

Trip details

Explore Our Product Offerings

Trusted by Businesses Worldwide

Ready to revolutionize your insurance offerings with data powered by artificial intelligence ?